Payday loans and cash advances are lending options, that do not require collateral from customers. They are also short-term loans, which provides small amounts of cash, fitted to the needs of customers with temporary financial problems, in order to augment home budgets till the next payday. Apply, for such loans and cash advances and get your money deposited directly to your bank account.
What can payday loans be used for?
They can be used for home expenses, also to offset expenses incurred from celebrations and events. They can also be used to cover up for miscellaneous expenses which were unplanned for.
How much can be gotten as payday loans and cash advances?
You can apply for and receive loans of up to $1000. The amount you’ll receive strongly depends on how much you earn as wages, salary or from any other source of income.
How much interest is added to the loans?
Interest rates are usually attached to the loans. They are also regulated, by all federal and state laws as applicable. These additions may range between 25$ – 30$ for every $100 you borrow, so for example, if you take a loan of $400, then interest will be around 100$-120$.
Requirements for application for payday loans and cash advances.
Payday loans, are meant to give you assist you in times when you haven’t received your paycheck and when you have exhausted your home budget or it’s a bit strained. Do not hesitate to apply for cash advances, if you need a few hundred dollars to reduce your financial strain and get back on track. Payday loans are flexible and easily accessible. You can apply for it at any time, all you have to do is meet the following criteria:
- All Applicants must be American citizens.
- Applicants must have been employed for at least six months or more.
- You must earn at least a thousand dollars per month, as salary or as a sum total of all your earnings every month.
- You must own a valid bank account.